Australia's banking regulator, the Australian Prudential Regulation Authority (APRA), has decided to maintain its current macroprudential policy settings, signaling stability in its approach to home lending. The regulator has also issued a warning regarding a gradual increase in arrears on mortgage and business loans. Furthermore, the National Australia Bank has indicated that it expects the Reserve Bank of Australia (RBA) to keep interest rates on hold until May 2025. This decision reflects the regulator's stance on not easing home lending rules, aiming to manage financial stability amid rising arrears.