Australia's APRA Maintains Strict Housing Loan Regulations Amid Economic Challenges

The Australian Prudential Regulation Authority (APRA) has maintained strict housing loan regulations in response to several economic factors. These include high household debt, an increase in credit growth, persistent cost-of-living pressures, a weakening job market, and heightened geopolitical risks. This decision reflects APRA’s cautious approach amid a challenging economic environment in Australia.