Recent changes in UK law are set to significantly impact drivers and bank customers. A national parking ban could affect millions of drivers, while driving law updates have been introduced to enhance electric vehicle charging infrastructure. Additionally, police in major cities are intensifying efforts to crack down on untaxed vehicles. On the banking front, fraud victims may now face a £100 excess on refund claims, following a reduction in the maximum fraud loss banks are required to cover from £415,000 to £85,000 as of October 2024. This change raises concerns about the burden placed on innocent victims. Furthermore, new charges are being implemented by major banks, including Barclays, Lloyds, NatWest, Santander, and Nationwide, with fees ranging from £60 to £1,668 for various banking services. These developments come amid reports that government failures related to fraud and error have cost the public between £55 billion and £81 billion in the 2023-24 fiscal year, highlighting ongoing issues within the financial and regulatory systems.