Citigroup reported strong fourth-quarter earnings for 2024, with adjusted earnings per share (EPS) of $1.34, surpassing the consensus estimate of $1.22. The bank's revenue reached $19.58 billion, exceeding expectations of $19.45 billion. Key revenue segments included $4.58 billion from markets, which also beat the estimate of $4 billion, and $3.48 billion from fixed income, currencies, and commodities (FICC) sales and trading, above the $2.94 billion estimate. Citigroup also announced a $20 billion stock buyback program and projected 2025 revenues between $83.5 billion and $84.5 billion, slightly above the consensus estimate of $83.2 billion. The bank's net interest income for the quarter was reported at $13.73 billion, beating the estimate of $13.45 billion, while total loans stood at $694.5 billion, just below the expected $698.49 billion.