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nCino Inc. reported its financial results for the second quarter of fiscal year 2026, with total revenues reaching $148.8 million, marking a 12% increase from $132.4 million in the same period last year. Subscription revenues rose 15% year-over-year to $130.8 million. The company posted adjusted earnings per share (EPS) of $0.22, beating analyst estimates of $0.14 by $0.08. nCino's CEO highlighted continued strengthening in customer demand during the quarter. Despite a net loss of $15.3 million, the company exceeded guidance across total and subscription revenues, driven by strong momentum in its AI-powered banking solutions. For the third quarter, nCino guided EPS between $0.20 and $0.21, above the consensus estimate of $0.19. The company also projected full-year fiscal 2026 EPS above consensus and revenues exceeding expectations. Following the earnings release, nCino's shares rose approximately 9% in after-hours trading.
