Franklin Templeton has recently upgraded its Franklin OnChain U.S. Government Money Fund, valued at $380 million, to enable peer-to-peer (P2P) transfers. This enhancement allows investors to transfer BENJI tokens, which represent shares of the fund, directly to other digital wallets of BENJI holders. The BENJI token, holding a 32% share of the tokenized U.S. Treasury market and now fully on-chain on the Polygon and Stellar blockchains, positions the fund as a leader in the market, competing directly with BlackRock. This move is seen as a significant step towards the integration of traditional financial assets with blockchain technology, potentially transforming the future of on-chain financial markets.