Banking groups and the U.S. Chamber of Commerce are actively opposing the Consumer Financial Protection Bureau's (CFPB) proposed regulations on financial transactions and credit card late fees. The CFPB's initiatives include a rule to ban fees on instantly declined transactions and a cap on credit card late fees at $8. These measures have prompted lawsuits from various business and banking associations, aiming to block the implementation of the CFPB's final rule. A significant development occurred when a trial judge in Fort Worth transferred an industry challenge against the CFPB's $8 late-fee cap to a Washington, D.C., trial court. This move, seen as a victory for the CFPB, was criticized by the plaintiffs as 'venue shopping' for a more favorable ruling.