The White House's initiative to combat 'junk fees' has sparked a series of reactions across various sectors. The Cato Institute published a piece titled "The Incoherence of the White House’s Anti- “Junk Fees” Agenda," criticizing the administration's agenda. Concurrently, the US Chamber of Commerce has filed a lawsuit against the Consumer Financial Protection Bureau (CFPB) over its rule to cap credit card late fees at $8, a move criticized by the WSJ editorial page as "playing whack-a-bank" by turning banks into regulated utilities and harming consumers. The CFPB accuses business and banking groups, including the Chamber of Commerce, of 'forum shopping' for a favorable court in Fort Worth, Texas, to challenge the rule. The agency recently unveiled a final rule aimed at banning 'excessive' credit card late fees, leading to further legal challenges from the industry. Amidst this backdrop, discussions on service charges in the restaurant industry and the implications for tipping practices are also gaining attention, with opposing groups in Massachusetts considering legislation to address these concerns. Additionally, D.C. lawmakers voted to limit service fees at bars and restaurants to 20%.