The Consumer Financial Protection Bureau (CFPB) has recently filed rulemaking items with the Office of Management and Budget, signaling a review of mortgage servicing and regulations concerning larger participants in the financial sector. Concurrently, the Federal Trade Commission (FTC) has taken enforcement actions against companies offering student loan debt relief, targeting scams that promise assistance but fail to provide actual debt relief. These developments come amid increasing reports of scams targeting individuals with student loan debt and warnings to consumers to avoid debt settlement scams.