Recent discussions surrounding decentralized finance (DeFi) highlight the growing discontent with traditional banking systems, particularly regarding their treatment of individuals affiliated with politically sensitive industries. Critics argue that banks have become increasingly exclusionary, as evidenced by cases like a Toronto senior who was 'de-banked' by Scotiabank after suggesting that seniors should be included in diversity, equity, and inclusion (DEI) policies. Proponents of DeFi emphasize its potential to address financial inequality, as many individuals who have been marginalized by conventional banking seek alternative financing options. The rise of decentralized markets is also being touted as a means to empower users, offering transparency and efficiency in predicting global events. Additionally, the future of social media is being framed around decentralized platforms that promise users more control and ownership over their data and rewards.