The Social Security Administration (SSA) is urging recipients to update their online accounts, especially those created before September 18, 2021. This update is crucial to ensure continued access to their 'my Social Security' accounts. Additionally, the SSA has decreased the default overpayment withholding rate for new overpayments to 10% or $10, whichever is greater. This change aims to provide more financial stability for millions of Americans who rely on Social Security payments. It is also confirmed that it is safe to use the online platform to access Social Security accounts.