Truist Financial reported a 33% decline in second-quarter profit, primarily due to a $5.1 billion loss from the sale of securities and decreased net interest income. The bank's net income available to common shareholders was $826 million, translating to $0.62 per share, while adjusted earnings per share were $0.91. In contrast, Regions Financial exceeded expectations with a net income of $477 million for the same quarter. Meanwhile, PNC experienced a 7.8% increase in net loan charge-offs, totaling $262 million, with 40% of these losses related to office-property mortgages. Bank of America noted a decrease in various loan categories, including reservable criticized loans and non-performing loans, with consumer net charge-offs stabilizing at 59 basis points, a rate not seen since 2014.