Industry experts and commentators have expressed a growing consensus that decentralized finance (DeFi) platforms are poised to outcompete traditional fintech hyperscalers. Key advantages cited include software-only operations that reduce costs, global scalability from inception, and continuous auditability which enhances customer trust, assets under management, and total payment volume. Proponents emphasize that even in less ideal scenarios, DeFi represents a substantial improvement over the current financial system. There is also a strong belief that innovations originating in DeFi will gradually integrate into traditional finance (TradFi) over the coming years, signaling a broader shift of the world's financial infrastructure onto blockchain technology.