The adoption of stablecoins for payment transactions has surged, with a reported $30 trillion in stablecoin volume for payments in 2024, reflecting a threefold increase year-over-year, according to Brian Armstrong, CEO of Coinbase Global. In the last 12 months alone, stablecoin payments reached $6.4 trillion, with $2.2 trillion occurring in just the last three months. This trend indicates a significant shift in the perception of cryptocurrencies, moving from mere trading assets to essential tools for payment flows. As fintech companies increasingly engage in discussions about stablecoin strategies, the integration of stablecoins into the broader financial system remains a critical topic for future exploration.