As digital payment fraud increases, especially during the festive shopping season, authorities and financial institutions are urging consumers to stay vigilant. The Ministry of Health and Family Welfare (MoHFW) in India has issued warnings about new tactics used by cybercriminals, including phishing emails, fake messages, and fraudulent documents. The DC Police Department also highlighted the threat of online fraud, advising people to verify website legitimacy and avoid sharing personal information with unsolicited requests. Additionally, Visa has shared tips to help consumers protect themselves during this high-risk period. Credit card holders are particularly targeted by promises of upgrades, and there is a growing concern over OTP fraud. Consumers are advised never to share their OTP, CVV, or personal information with unknown callers and to report cyber fraud immediately by calling 1930.