The Indian government has expanded the Credit Guarantee Scheme for Startups (CGSS), doubling the ceiling for collateral-free loans from ₹10 crore to ₹20 crore. This modification aims to enhance capital mobilization and support for startups recognized by the Department for Promotion of Industry and Internal Trade (DPIIT), enabling them to grow without giving up equity or providing collateral. The scheme's expansion is part of a broader effort to strengthen India's startup ecosystem, guided by Prime Minister Narendra Modi's vision and supported by the Ministry of Electronics and Information Technology (MeitY) and the Ministry of Commerce and Industry. Additionally, digital initiatives such as DigiLocker, EntityLocker, and APISetu are empowering citizens with secure access to certificates and services. Experts highlight the importance of digital hygiene and collaboration to secure India's digital future. India's fintech sector is experiencing rapid growth, with global fintech investment reaching $95.6 billion and India's fintech market projected to grow from $689 billion in 2023 to $2.1 trillion by 2030. This growth is supported by reforms like Gati Shakti and the Startup India scheme, as well as the widespread adoption of the Unified Payments Interface, which processes over 500 million transactions daily, aligning with India's goal of becoming a $5 trillion economy.