Starting November 1, 2024, several significant financial changes will take effect in India. The Securities and Exchange Board of India (SEBI) is implementing new insider trading norms, while the Reserve Bank of India (RBI) will introduce regulations for non-banking financial companies (NBFCs) involved in peer-to-peer (P2P) lending. Additionally, ICICI Bank will revise its credit card policies, which will impact fees and charges for cardholders. State Bank of India (SBI) is also set to raise credit card charges, further affecting consumers. Other notable changes include adjustments in money transfer processes, fixed deposit (FD) rates, and liquefied petroleum gas (LPG) prices, all aimed at enhancing financial management and consumer awareness.