Reserve Bank of India Governor Sanjay Malhotra stated that the central bank is reviewing the ownership structure and eligibility criteria for bank licensing to support the demands of India's expanding economy. He confirmed that there are no immediate plans to increase foreign direct investment (FDI) limits in the banking sector beyond the current 15% cap. Malhotra emphasized that liquidity in the financial system remains abundant, and the RBI has not set a targeted call rate level. He noted that if the RBI does not conduct Variable Rate Reverse Repo (VRRR) operations, the call rate is expected to remain at 5.25%. Given the limited scope for the Monetary Policy Committee (MPC) to stimulate growth, the RBI has shifted its policy stance to neutral and will continue to monitor incoming economic data.