The Reserve Bank of India (RBI) has imposed restrictions on Kotak Mahindra Bank, prohibiting the bank from acquiring new customers online due to concerns over its risk management practices amidst rapid growth. This regulatory action highlights the tension between growth targets and compliance pressures faced by Indian banks. Experts like Nikunj Dalmia, Asutosh K Mishra, and Aditya Shah are analyzing the potential impacts on the bank's stock and operations. Additionally, the RBI has flagged five major concerns with Kotak Mahindra Bank.