The financial sector is facing increasing risks due to the adoption of artificial intelligence (AI) by fraudsters, who are utilizing advanced tactics to bypass traditional security measures. Reports indicate that AI is being employed to create virtual identities, complicating the detection of fake accounts. Cybercriminals are leveraging AI for more sophisticated and effective attacks, including mass phishing and deepfakes. Recent findings reveal that 77% of hackers are now using AI, with 86% stating that it has transformed their hacking methods. Additionally, scams via platforms like WhatsApp have surged, prompting discussions on preventive measures. Experts warn that techniques such as 'spoofing' can lead to significant financial losses, highlighting the urgent need for adaptive security strategies in digital environments.