Kenyan financial institutions reported mixed half-year results for 2025 amid evolving economic conditions. Diamond Trust Bank (DTB) posted a 10.5% increase in profit after tax (PAT) to KES 5.4 billion, with net interest income rising 11.7% to KES 15.8 billion and total income up 6.6% to KES 21.9 billion. Sanlam Kenya saw a 6% rise in insurance revenue to KES 3.7 billion and a 34% increase in investment returns to KES 3.1 billion, but its profit after tax declined sharply by 89% to KES 31 million. Kenya Mortgage Refinance Company (KMRC) experienced a 2.7% decrease in PAT to KES 544.3 million despite a 26.7% growth in total assets to KES 41 billion and a 57.9% increase in loans and advances to KES 18.8 billion. Standard Chartered Kenya’s profit after tax fell 21%, with operating income down 15% due to a 7% decline in net interest income and a 29% drop in non-interest income. BOC Kenya PLC reported strong growth, with revenue up 38% to KES 724.95 million and profit rising 170% to KES 166.73 million, driven by demand in medical and industrial gases. WPP Scangroup posted a loss of KES 208.3 million, narrowing from KES 252.3 million a year earlier, with gross profit down 16% to KES 814.6 million. Africa Prudential Plc recorded a 75% increase in profit before tax to N1.98 billion, while African Reinsurance Corporation’s gross written premium grew 15.31% to $644.3 million. Additionally, S&P upgraded Kenya’s credit rating to 'B' from 'B-' with a stable outlook, citing stronger exports and remittances that have bolstered foreign exchange reserves and eased liquidity risks. The National Treasury has launched preparations for the 2026/27 short-term budget, with Public Service Secretary Chris Kiptoo noting lending rates have risen to 17.2% following a decline in interest rates.