Artificial intelligence is increasingly being used to facilitate cyber scams, including phishing, vishing, and deepfake-based fraud. The United Nations has issued warnings about the expansion of AI-driven scams, while recent reports highlight the use of generative AI by Foreign Terrorist Organizations to maximize propaganda through deepfakes and synthetic media. Platforms such as FraudGPT and Darcula Phishing-as-a-Service (PhaaS) now allow cybercriminals to craft convincing phishing emails, clone voices, and impersonate individuals with minimal technical expertise. Darcula's recent integration of generative AI has lowered the barrier for creating customized phishing sites, supporting multi-language campaigns and enabling the deployment of scam pages in minutes. Over 25,000 Darcula scam pages have been taken down since March 2024. The Smishing Triad group and the Storm-1811 group have also been identified as key actors in these activities. Microsoft's Cyber Signals report notes that between March 2024 and March 2025, the company blocked approximately $4 billion worth of fraud attempts, many of which were AI-enhanced. The report details how AI is being used to create fraudulent websites, fake job listings, and advanced social engineering schemes, including employment and tech support scams. Microsoft Edge offers protections such as typo protection and domain impersonation warnings. The Federal Trade Commission reported that consumers lost over $12.5 billion to fraud in 2024, with a median loss of $1,500 for phone scams and $1.9 billion in social media scam losses. Security experts advise individuals and organizations to remain vigilant by verifying unexpected requests, scrutinizing email addresses and URLs, enabling multi-factor authentication, and reporting suspicious activity. Companies are encouraged to adopt AI-driven defense strategies to keep pace with evolving threats, including monitoring for AI-generated multimedia deepfakes.