The Consumer Financial Protection Bureau (CFPB) has introduced a new broker rule, described by critics as detrimental to consumer protection. This regulation was released shortly before Christmas, a timing that has raised concerns about its implications and motivations, particularly as it coincides with the transition to a new presidential administration. Various commentators have noted that the rule may infringe on civil liberties and violate the Administrative Procedure Act. In response to the rule, a lawsuit has been filed arguing that it is unconstitutional, emphasizing the commitment to support innovation in the cryptocurrency and decentralized finance sectors. Analysts are preparing detailed assessments of the rule's impact.