The Consumer Financial Protection Bureau (CFPB) is taking significant action against Climb Credit and its investors for misleading consumers into unfavorable loans. This initiative is part of a broader effort to combat illegal financial practices, which includes the largest distribution from the CFPB’s victims relief fund, amounting to over $32 million for consumers in Missouri. Additionally, nearly $20 million will be returned to residents of Wisconsin who were wrongfully charged by a credit repair scheme. The CFPB is also facilitating refunds totaling $1.8 billion to more than four million Americans affected by deceptive credit repair companies, including Lexington Law. This settlement is part of a concerted effort to address illegal junk fees and financial exploitation of American families, with North Carolina consumers set to receive over $53 million in refunds. The CFPB's actions demonstrate its commitment to protecting consumers from financial scams and ensuring that those harmed are compensated.