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The Federal Trade Commission (FTC) has initiated legal action against an AI-enabled review platform, alleging that it collected ratings and reviews from consumers before they had received the corresponding products or services. This case highlights ongoing concerns regarding the authenticity of online consumer reviews, particularly as the holiday shopping season approaches. Additionally, the Consumer Financial Protection Bureau (CFPB) has imposed a $95 million fine on a large credit union for its overdraft fee practices and reached a settlement in a redlining lawsuit against a nonbank mortgage lender. These actions reflect heightened regulatory scrutiny aimed at protecting consumers from deceptive practices in both online reviews and financial services.
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