The Consumer Financial Protection Bureau (CFPB) has ordered Navy Federal Credit Union to pay $95 million due to a yearslong scheme involving illegal junk fees that affected servicemembers and their families. This action follows allegations that Navy Federal charged illegal overdraft fees to its members, including active military personnel, veterans, and Department of Defense civilians. In a related settlement, Navy Federal has agreed to refund over $80 million to its members and pay a $15 million civil penalty to resolve these allegations. Additionally, the Department of Justice (DOJ) is signaling a potential shift in antitrust enforcement with its focus on AI pricing algorithms, as seen in the RealPage case. The Federal Trade Commission (FTC) is also active, bringing cases against an AI-enabled review platform for allegedly collecting ratings before consumers received products, and targeting a mobile banking app for deceptive advertising practices.