David Schwartz, the Chief Technology Officer of Ripple, has publicly criticized the U.S. government's approach to regulation, particularly regarding Operation Chokepoint 2.0. He described the government's reliance on indirect regulation as an addiction that undermines civil liberties and due process. Schwartz argued that this method allows the government to sidestep legal protocols while effectively debanking legitimate businesses in the cryptocurrency sector. His comments come amid a broader discussion about the impact of such regulations on the crypto industry. In response to these concerns, U.S. Representative French Hill has pledged to investigate Operation Chokepoint 2.0, aiming to address the targeting of lawful industries, including cryptocurrency, and to promote regulatory transparency and fairness.