A new public beta for a decentralized finance platform is set to launch, introducing features such as omnichain money markets, spot-margin trading, and time-based loans. The platform, referred to as Interest Bearing Perpetuals, will allow users to borrow and lend with yields on collateral and unrealized profits. Additionally, lending rates have been reported, with USDC earning approximately 11%, while SOL, USDT, and ETH yield around 2-3%. The beta also includes a futures trading component where users can compete for 5 million $SONIC tokens. The platform aims to enhance liquidity and streamline borrowing processes without margin calls.