Tether, the largest stablecoin issuer, is expanding its operations in the U.S. and developing a decentralized alternative to OpenAI's model, according to recent reports. Paolo Ardoino, Tether's CTO, discussed the company's U.S. plans, AI ambitions, and its stance on yield-bearing stablecoins, indicating a lack of enthusiasm for the latter. The rise of stablecoins is seen as a crucial development in bridging traditional finance with Web3, offering programmability and stability in digital transactions. They are recognized for enhancing the efficiency of money transfers and providing a more accessible financial infrastructure. Experts highlight that stablecoins could be pivotal in transforming the monetary system, making financial transactions cheaper and faster while promoting decentralized access. Recent discussions also focus on scaling stablecoins for institutional adoption, emphasizing the need for robust infrastructure and security.