Bill Pulte, the director of the Federal Housing Finance Agency (FHFA), has prioritized addressing unethical conduct and systemic mortgage fraud within the U.S. housing finance system. After making several executive changes at Fannie Mae and Freddie Mac, Pulte announced that the current leadership will remain in place moving forward, with a focus on growth, affordability, fraud elimination, safety, and soundness. The FHFA oversees key entities including Fannie Mae, Freddie Mac, and the Federal Home Loan Bank System. Meanwhile, the Federal Trade Commission (FTC) has filed a lawsuit against a real estate company operating in the Las Vegas Valley, accusing it of collecting over $100 million in hidden fees from tenants across Nevada and other states. In New York City, new consumer protection measures are being enforced to ban most residential broker fees, with fines reaching up to $2,000 per violation for brokers and landlords. These developments reflect ongoing efforts at both federal and local levels to enhance transparency and fairness in the housing and real estate markets.