Financial institutions are increasingly releasing their economic outlooks for 2025, highlighting a mix of opportunities and challenges as global economic conditions evolve. According to the Cboe Volatility Index (VIX), U.S. stock volatility in 2024 has reached its lowest level since before the pandemic, averaging 15.5 points. J.P. Morgan's report indicates that emerging markets will face significant difficulties in 2025, primarily due to uncertainties stemming from major economies like the U.S. and China. The S&P Global Economic Outlook forecasts global GDP growth at approximately 3% in 2025, with the U.S. economy expected to slow to below 2% and China aiming for around 4% growth. UBS also advises investors to prepare for lower interest rates and emphasizes the importance of diversifying portfolios amidst ongoing policy uncertainties.