Recent developments in U.S. financial and trade compliance highlight increased risks for financial institutions and payment processors due to enhanced regulatory measures targeting terrorist financing and trade fraud. The U.S. Treasury has implemented an Enhanced Terrorist Finance Tracking Program aimed at improving detection and prevention of illicit financial flows linked to drug cartels designated as Foreign Terrorist Organizations (FTOs). This escalation raises civil liability risks under the Antiterrorism Act for financial entities. Concurrently, trade compliance challenges have intensified as some businesses engage in tariff evasion tactics such as mislabeling goods, using shell companies, and relocating product components to circumvent trade rules. Experts emphasize that these practices blur the line between legitimate strategy and fraud, necessitating advanced anti-money laundering (AML) and artificial intelligence (AI) strategies to maintain global trade integrity.