Recent investigations and reports have highlighted significant discrepancies and questionable practices within the healthcare and insurance industries. The New York Times and Chris Hamby have uncovered how MultiPlan has been collaborating with insurance companies to siphon billions of dollars from self-insured companies, employing schemes that also confuse physicians. Court records revealed that Cigna processed claims from employers, charging nearly $4.47 million for services that far exceeded the payments made to the providers who treated the patients. Additionally, HCA Healthcare, the largest hospital chain in the country, reported to CMS nearly $1 billion more in charity care than it disclosed in its financial statements, thereby drawing more taxpayer money. Investigations into these practices have exposed the opaque and profit-driven nature of healthcare, where patients end up bearing the costs.