Capital One has disclosed that it may face enforcement action from the Consumer Financial Protection Bureau (CFPB) regarding alleged misrepresentations tied to its savings accounts. This potential probe comes as the bank is in the process of obtaining regulatory approvals for its $35.3 billion acquisition of Discover Financial Services. The CFPB's scrutiny follows a recent settlement reached in a long-running lawsuit with a Chicago mortgage lender over claims of racial discrimination. Additionally, the CFPB has penalized a major credit union for mishandling the rollout of an online banking program. In related news, a $418 million settlement involving the National Association of Realtors concerning home sales commissions is currently under review, with a federal judge in Missouri facing pressure to reject the deal. Final settlement hearings for related parties are scheduled for November 26, with proposed settlements totaling $668 million.