Several decentralized finance (DeFi) platforms are announcing significant changes to their savings and borrowing rates. As of December 8, 2024, Spark will implement a new savings rate of 12.5%, while the borrowing rate for USDS and DAI will increase to approximately 12.5%. Additionally, the Sky Ecosystem will raise its Sky Savings Rate (SSR) to 12.5% and the Dai Savings Rate (DSR) to 11.5% on the same date. Marginfi is currently offering an annual percentage yield (APY) of 41% on USDC, encouraging users to utilize their stablecoins rather than leaving them idle. Manta CeDeFi is also promoting new earning opportunities by combining centralized finance (CeFi) stability with DeFi innovation, although specific rates were not detailed. These changes reflect a growing trend among DeFi platforms to enhance yield offerings for users.