The Federal Reserve's Q3 Senior Loan Officer Opinion Survey (SLOOS) indicates that U.S. banks reported mostly tighter lending standards and weaker demand across all loan types. Specifically, there was a notable decline in demand for commercial and industrial credit from firms of all sizes compared to the previous quarter. Additionally, consumer credit card and auto loans saw reduced demand. While the net share of lenders tightening standards for large and medium-sized firms returned to 0%, small firms continued to face net tightening. The survey also highlighted tighter standards and lower demand for commercial real estate (CRE) and residential loans.