The European Commission is set to reduce the capital requirements for banks and insurers on certain asset-backed securities as part of an effort to revitalize the EU securitisation market. This move aligns with expectations of increased risk transfer activities within European banking. Concurrently, the Banco de Portugal has eased capital and bail-in liability requirements for Banco Santander Totta. In the United States, the Trump administration is preparing to relax capital buffer regulations imposed on the largest banks following the 2008 financial crisis. According to multiple sources cited by Politico, these regulatory adjustments aim to ease the constraints on big banks, potentially signaling a broader deregulatory trend in the U.S. banking sector.