President Donald Trump has issued an executive order allowing U.S. retirement funds, including 401(k) accounts, to invest in cryptocurrencies such as Bitcoin. This policy change opens access to approximately $8.7 trillion in U.S. retirement savings to the cryptocurrency market. Proponents, including David Nicholas of XFUNDs, argue that incorporating crypto assets into diversified portfolios could enhance returns for retirees. However, critics warn that this move introduces additional risks to middle-class Americans who may not fully understand the volatile nature of the cryptocurrency sector. The order is part of a broader budget bill that also strengthens 529 college savings plans. The development is expected to influence the trajectory of Bitcoin and other digital assets over the coming decade.