JPMorgan Chase is in advanced negotiations to take over Apple's credit card program, replacing Goldman Sachs as the financial partner in the joint venture. The discussions indicate a potential shift in the management of the Apple Card, with JPMorgan Chase expected to assume responsibility for payment processing, a role currently handled by a smaller company. This move would mark a significant change in the partnership structure behind Apple's credit card offering. The talks have been reported by multiple sources including Reuters, the Wall Street Journal, and Bloomberg, highlighting JPMorgan Chase as the leading candidate to become Apple's new credit card partner.