A raft of Indian lenders reported April–June earnings on Saturday, showing resilient interest income but divergent bottom-line trends as provisions and operating costs moved unevenly across the sector. ICICI Bank led the pack with a 15.5% year-on-year rise in profit after tax to ₹127.68 billion as corporate and business lending drove a 10.6% gain in net interest income. Treasury gains also supported the quarter despite higher balance-sheet provisions. HDFC Bank, the country’s largest private lender by market value, posted a 12.2% profit increase to ₹181.55 billion, beating analyst forecasts. Net interest income grew 5.4% while other income more than doubled, offsetting a five-fold jump in provisions to ₹144 billion. The board approved a one-for-one bonus share issue and a special dividend of ₹5 a share. Among mid-sized peers, Yes Bank’s profit surged 59% to ₹801 crore on stronger margins and stable asset quality, with gross non-performing assets at 1.6%. Central Bank of India recorded a 33% profit rise to ₹1,169 crore as both gross and net NPAs edged lower. Results were more mixed elsewhere. Punjab & Sind Bank’s profit climbed 48% to ₹269 crore, and AU Small Finance Bank reported a 15.6% gain to ₹581 crore although its bad-loan ratio ticked higher. RBL Bank’s profit nearly halved to ₹200 crore, underscoring the uneven impact of rising funding costs and provisioning across the industry.