Sources
Loading...
Additional media
Loading...
DeepNewz, mobile.
People-sourced. AI-powered. Unbiased News.
* jan. 2025 - Minerva (‘Staatsschuld & Boete’ ): - Commerciële banken verstrekken geen leningen uit bestaande middelen. Eerst komt de lening dan de deposito. * juli 2025: NBB (‘Everything you always wanted to know about money’) - klopt: ‘Loans create deposits’ 💡💡💡 https://t.co/ANJ6fio5ue
भारतीय रिजर्व बैंक ने बैंकों और अन्य विनियमित ऋणदाताओं को गैर-व्यावसायिक उद्देश्यों के लिए व्यक्तियों द्वारा लिए गए फ्लोटिंग रेट ऋण पर पूर्व-भुगतान जुर्माना लगाने से प्रतिबंधित किया। ऋण पर पूर्व-भुगतान शुल्क संबंधी नया नियम, 2025 अगले वर्ष से प्रभावी होगा। #RBI | @RBI https://t.co/saVoydrhdX
▪️The Reserve Bank of India (@RBI) bars banks & regulated lenders from charging pre-payment penalties on floating rate loans taken by individuals for non-business purposes. ▪️The new norm, namely Pre-payment Charges on Loans Directions, 2025, will be effective from next year. https://t.co/a7laF2MGXg
The Reserve Bank of India has prohibited banks and other regulated lenders from charging pre-payment penalties on all floating-rate loans taken by individuals and micro and small enterprises. The ban, set out in the Pre-payment Charges on Loans Directions, 2025, covers both business and personal borrowings and will apply to loans sanctioned or renewed on or after 1 January 2026. RBI said the measure is intended to standardise lending practices, reduce borrower grievances and widen access to affordable credit. The directive applies across commercial banks, large non-bank finance companies and select co-operative lenders, regardless of how the pre-payment is funded, although certain small finance and regional rural banks are exempt above specific lending thresholds.
