Several major changes are set to impact the banking sector in the coming weeks. The Consumer Financial Protection Bureau (CFPB) has filed a $2 billion lawsuit against Capital One, accusing the bank of deceiving millions of consumers. Additionally, the CFPB has proposed new rules aimed at protecting consumers from unfair contract clauses and establishing standards for financial data exchanges. The Bank of Queensland has announced the closure of several branches, which has drawn criticism from the Finance Sector Union. Furthermore, the CFPB has ordered a credit reporting agency to pay $15 million for mishandling consumer disputes. These developments come amid broader changes in banking services, including the potential introduction of monthly fees and alterations to ATM access for customers.