The Consumer Financial Protection Bureau (CFPB) has finalized a rule that extends standard mortgage protections to Property Assessed Clean Energy (PACE) loans, which allow homeowners to finance upgrades such as solar panels through property tax assessments. This regulation, mandated by Congress, aims to protect homeowners from predatory lending practices associated with these loans. The CFPB's action responds to concerns about the potential risks homeowners face from companies offering loans for home improvements. PACE lenders have expressed objections to the new rule, particularly regarding requirements to assess borrowers' ability to repay and to provide clearer disclosures for comparison shopping among financing options.