The Consumer Financial Protection Bureau (CFPB) has proposed new regulations aimed at data brokers, seeking to expand the Fair Credit Reporting Act's reach to include these entities. This initiative comes in the wake of a final ruling on the Dodd-Frank Act, which has sparked discussions within the financial services sector regarding personal data rights and open banking regulations. The CFPB's proposed restrictions on data brokers are framed in bipartisan terms, emphasizing the protection of national security, older Americans, and domestic violence survivors. However, the future of these regulations remains uncertain as President-elect Donald Trump prepares to assume office. Additionally, the CFPB has issued a final rule granting it supervisory authority over digital consumer payment applications, further signaling its commitment to enhancing consumer protection in the financial landscape.