Stablecoins are increasingly becoming a dominant force in the financial landscape, surpassing traditional payment systems like Visa, according to recent analyses. These cryptocurrencies, which are pegged to stable assets such as the U.S. dollar, offer a more efficient and cost-effective way to conduct transactions. Experts highlight that stablecoins, including USDT and USDC, facilitate frictionless payments and global transactions, particularly benefiting emerging markets. The CEO of Flincap, Nathaniel Luz, noted that the SEC's recent clarification that certain stablecoins are not classified as securities has alleviated legal uncertainties, paving the way for broader adoption. This shift is seen as a cultural transformation within the cryptocurrency sector, with potential applications in fragmented markets experiencing hyperinflation or requiring rapid settlement, such as international B2B payments.