Consumer-protection agencies on four continents have issued fresh alerts about fraudsters impersonating legitimate institutions to obtain money or personal data. In Mexico, the Asociación Mexicana de Instituciones de Seguros warned that unlicensed firms are posing as auto insurers and urged would-be policyholders to verify that providers appear on regulators’ registers. The trend extends beyond insurance. Profeco data show real-estate fraud in the Bajío region jumped 20% last year, with about 15,000 victims identified in Querétaro since 2020. Industry groups plan a new “Desarrollador Confiable” certification to bolster transparency among developers. In the United States, the Securities and Exchange Commission cautioned investors that scammers are impersonating government agencies and licensed investment professionals. Similar notices came from South Korea’s Financial Services Commission, which flagged text-message “smishing” schemes, and Kenya’s Capital Markets Authority, which said fraudsters are requesting payments through unofficial channels. All the agencies advise consumers to verify the sender of any unsolicited communication, avoid clicking embedded links, and report suspected scams immediately to law-enforcement or the relevant regulator.