Safeco, a subsidiary of Liberty Mutual, is raising insurance rates in California by 10.5% this week for 200,000 homes and will not renew policies for pre-1976 homes with old electrical wiring. Major California insurer CSAA has also been approved to increase its average home insurance rate by 6.9%, with some homeowners seeing hikes as high as 23.3% and others experiencing decreases up to 11.3%. Additionally, 5,500 CSAA policyholders will lose their coverage. These changes follow a broader trend of insurance companies adjusting their policies and rates in California, raising questions about the underlying reasons and the role of the California Attorney General in protecting consumers. A ZIP-code map details these changes.