Swedish lender SEB reported a net profit of 10,069 million SEK for the fourth quarter of 2024, surpassing the expected 9,452 million SEK, according to Infront data. While SEB's net interest income decreased less than anticipated, the bank proposed a lower dividend than previously expected. The results were bolstered by positive currency effects and reduced deposit costs, which helped mitigate the impact of central bank policy rate cuts. Despite these factors, SEB's net profit just missed forecasts, leading to an unchanged dividend.