The Consumer Financial Protection Bureau (CFPB) is shifting its supervision and enforcement priorities, focusing more on mortgages, data furnishing violations, and fraudulent fees while deprioritizing issues such as medical debt, student loans, and peer-to-peer platforms. The agency has dropped a Biden-era enforcement action, withdrawing a federal lawsuit against a credit card company accused of deceptive and abusive membership fee practices that had collected tens of millions of dollars. Additionally, the CFPB plans to revoke its medical debt collection advisory opinion. Meanwhile, the Federal Trade Commission (FTC) under new leadership has announced a focus on businesses handling children's and Americans' most sensitive data, publishing final amendments to the Children’s Online Privacy Protection Act (COPPA) rule. The Federal Communications Commission (FCC) has delayed implementing a broad consent revocation requirement under the Telephone Consumer Protection Act (TCPA) due to concerns from the financial industry. Regulatory relief efforts promoting credit access and affordability have also been secured by Brownstein Hyatt Farber Schreck LLP.