The U.S. Consumer Financial Protection Bureau (CFPB) has recently moved to dismiss at least ten cases alleging consumer fraud and has paused around two dozen others for internal review. This decision does not absolve defendants of liability. Concurrently, a federal judge has rejected Baltimore's attempt to halt the Trump administration's actions regarding the CFPB's reserve funds, which are being redirected to the Federal Reserve or the Treasury Department. The judge ruled that it is premature to intervene in the administration's maneuvers at the CFPB. As the agency's oversight role diminishes, questions arise about whether other consumer lawsuits can fill the regulatory gap left by the CFPB. Additionally, the CFPB is proceeding with enforcement actions related to the Military Lending Act against installment lenders, while also dropping two major lawsuits in recent days. Massachusetts has introduced new regulations targeting junk fees, reflecting ongoing efforts to enhance consumer protection amidst these developments.